Homeownership Counseling


Learn the ins and outs of becoming a first-time homeowner — even on a budget.
Our one-on-one homeownership counseling is designed to provide financial literacy skills such as goal setting and budget planning, assessing homebuyer readiness, supporting the customer in determining their financial situation, teaching about “mortgage math” and ways to improve credit score, as well as to connecting customers to other resources.
One-on-one homeownership counseling.
Why HRDC’s Homeownership Counseling Program makes all the difference.
- Individualized preparation for your purchase. We can help with deciding how much house you can afford, what you may qualify for, a plan to save for a down payment, and your questions along the way.
- Unbiased, professional help. Housing counselors are one of the few parties that don’t have a financial interest in the outcome of your purchase, so we’ll help you stay focused so you won’t get distracted by things you don’t want or can’t afford.
- Reduced risk of foreclosure. Many people find themselves in foreclosure shortly after they purchase a home due to not fully understanding the practical implications of owning a home. When you plan and involve a professional advisor you make more informed decisions.
Schedule a one-on-one homebuyer’s counseling session before you purchase.
For those of us who have completed our homebuyer’s education class, we encourage one-on-one counseling sessions designed to offer professional guidance for your upcoming purchase. Homeownership coaching can also be extremely beneficial throughout the buying process.

Location
Bozeman Office
206 E. Griffin Dr.
Bozeman, MT 59715
Livingston Office
121 S Second St
Livingston, MT 59047