Homeownership Counseling

Learn the ins and outs of becoming a first-time homeowner — even on a budget.

Our one-on-one homeownership counseling is designed to provide financial literacy skills such as goal setting and budget planning, assessing homebuyer readiness, supporting the customer in determining their financial situation, teaching about “mortgage math” and ways to improve credit score, as well as to connecting customers to other resources.

One-on-one homeownership counseling.

Why HRDC’s Homeownership Counseling Program makes all the difference.

  • Individualized preparation for your purchase. We can help with deciding how much house you can afford, what you may qualify for, a plan to save for a down payment, and your questions along the way.
  • Unbiased, professional help. Housing counselors are one of the few parties that don’t have a financial interest in the outcome of your purchase, so we’ll help you stay focused so you won’t get distracted by things you don’t want or can’t afford.
  • Reduced risk of foreclosure. Many people find themselves in foreclosure shortly after they purchase a home due to not fully understanding the practical implications of owning a home. When you plan and involve a professional advisor you make more informed decisions.

Schedule a one-on-one homebuyer’s counseling session before you purchase.

For those of us who have completed our homebuyer’s education class, we encourage one-on-one counseling sessions designed to offer professional guidance for your upcoming purchase. Homeownership coaching can also be extremely beneficial throughout the buying process.

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Location

Bozeman Office
32 S Tracy Ave
Bozeman, MT 59715

Livingston Office
111 S Second St
Livingston, MT 59047

Contact Information

Homeownership Program Coordinator 
p: 406.585.4895

f: 406.585.3538
homeownership@thehrdc.org

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Brooke Poole

Public Sector

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Ron Brey

Public Sector

Ron served as Bozeman’s Assistant City Manager from 1990 to 2008. After retiring, Ron joined our Board in 2011. Ron received his Bachelor of Arts in History from the University of Montana in 1977, and his Masters in Science in Rural, Town, and Regional Planning from the University of Montana in 1987.

During his time with the City of Bozeman, Ron saw the important role that HRDC has played in our community. Ron has seen that HRDC provides necessary social services to assure that all Bozeman residents could obtain housing, food, training, employment and the other necessities of life. He also came to understand that HRDC was always able to respond immediately as new community needs arose. Ron believes that the dedication, hard work, and compassion of HRDC’s staff make it a real honor to serve on the Board.

Ron also serves on the Trails, Open Space and Parks Committee for the City of Bozeman, and as a volunteer with the Red Cross. One of Ron’s favorite activities is walking his beloved dog every day, enjoying many of Bozeman’s trails and parks, like Burke Park, Bozeman Creek, and the Hyalite and Mount Ellis areas. Ron and his wife Claire enjoy spending their days with family, friends, and time outdoors.